San Francisco is a foodie city with more than enough restaurants to satisfy any craving. The last few times I've made reservations at places that usually require them, I've looked around thinking that I didn't need to bother calling ahead. The one exception was when I dined at the Italian restaurant that changed its pricing scheme to offer cheaper portions of the same quality dishes.
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How quickly we forget! We claim that this holiday season won't be as costly as the last, but how can we be sure? If last year's holidays are a blur of parties, cookies, and mistletoe, dig up your credit card or bank statements from the end of last year to get an idea of how much you spent last year on new party clothes, gifts, and the cost of hosting gatherings.
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A gift card isn't considered as thoughtful as something chosen especially for the recipient, but it's still a nice gesture and can make a great stocking stuffer. When companies go bankrupt they usually refuse to honor outstanding gift cards, and this uncertain economic climate has businesses using advertising to channel any bankruptcy concerns. For example, J.C.
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The Salvation Army bell-ringing is as much an expected part of the holiday season as department store Christmas music and the seasonal flavors at Starbucks. Because so many people roll cash-free these days, this is the first year the organization is experimenting with accepting debit and credit card donations. The standard red kettle will still play a role in holding cash contributions, but five bell-ringers in El Paso County, CO will also have the ability to swipe cards.
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Shopping for gifts with time to spare is one way of ensuring you won't spend too much in a crunch. That doesn't mean you should have to shop year-round, but it certainly can pay to keep an eye out for that special something at the right price. Do you tend to wait until the last minute to buy gifts?
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Buying lunch every day can really add up, so it makes good sense to bring your midday meal at least a few days each week. Did you bring or buy your lunch today?
Source
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It's a troubling time for the publishing industry, and the largest US company of them all, Time Inc., is reacting by cutting jobs from its magazines. Time has asked for 100 volunteers from its editorial staff at a handful of publications, including Time, People, and Sports Illustrated, to volunteer to give up their jobs.
Volunteers would of course leave with severance packages (terms undisclosed to the media).
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We've all been there. You're finally zoning out into something resembling sleep when that angelic baby in the row behind you begins wailing louder than you thought possible. Don't judge the baby (or the parents), hate the plane.
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Many of our parents are nearing retirement age, and it's likely their retirement portfolios took a hit with the market. Almost half of you said your parents have a good idea about your financial state, but does the transparency go both ways?
Ron Lieber of The New York Times suggests it's important to open an inter-generational dialogue about the family's finances: He says parents should be honest if their retirement savings have been devastated and their kids should admit their monthly debt payments.
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