Last night, in the first episode of this season's Ugly Betty, Betty moves into an apartment of her own in Manhattan. Unfortunately, she gives in to the realtor's pressure and signs a lease for the apartment sight unseen. When the Realtor assures her that the other apartment is just as charming as the one Betty doesn't get, Betty innocently believes her.
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You can be evicted for a number of reasons, including failing to pay rent, damaging property, violating your lease agreement in some way, or simply because the property owner wants to move in. If you're at fault (not if the owner wants to occupy the space), an eviction will be recorded on your credit report, making it an obstacle for future applications to be accepted. I myself was evicted a few years ago when my owner said he planned to move into my apartment, and regardless of whether it would affect my credit, I must say having to move unwillingly is far from a desirable situation.
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We all know that designing a space to your heart's desire is a difficult prospect in a rental home. While Tmenotte wanted to paint this room, she knew that she and her husband would probably be moving within a year, which meant repainting the walls back to a bland beige to ensure the return of their deposit. So instead of painting, she used textiles—from very affordable sources—to dress her walls.
Unfortunately, if you rent, your landlord's insurance policy does not cover your personal property. Renter's insurance provides liability protection against accidents (injuries, property damage), as well as financially damaging events like fires and theft. Compared to the amount of property you could lose in these cases, rental insurance is pretty cheap. 
